⚠️ Important: Budget Planner is an educational tool only. It is NOT a substitute for professional financial advice.
General Disclaimer
The information, calculations, suggestions, and guidance provided by Budget Planner ("the Tool") are for general informational and educational purposes only. They do not constitute financial, investment, tax, legal, or accounting advice.
Not a Financial Advisor
Budget Planner is not registered as a financial advisor, investment advisor, or financial planning service in India or any other jurisdiction. The 50/30/20 rule and other frameworks used in this tool are general guidelines, not personalized recommendations.
Individual financial situations vary greatly. What works for one person may not be appropriate for another. Always evaluate your own circumstances and consult a certified financial professional before making significant financial decisions.
No Guarantee of Accuracy
While we endeavor to keep the tool's calculations and suggestions accurate and helpful, we make no warranty or representation regarding:
- 📊 The accuracy or completeness of any financial calculations
- 💡 The suitability of any suggestion for your specific situation
- 📈 Future financial outcomes based on the tool's forecasts
- 🤖 The correctness of any chat advisor response
Investment Disclaimer
Any references to investment options (mutual funds, FDs, SIPs, PPF, stocks, etc.) within Budget Planner are for general awareness only. Past performance of any investment is not indicative of future results. All investments carry risk, including the possible loss of principal. Consult a SEBI-registered investment advisor before investing.
Bank & Institution Disclaimer
Budget Planner™ is an independent tool and is not affiliated with, endorsed by, or connected to any bank, financial institution, NBFC, insurance company, or government body in India or elsewhere.
Limitation of Liability
To the fullest extent permitted by applicable law, Budget Planner and its creators shall not be liable for any direct, indirect, incidental, consequential, or other damages arising from your use of or reliance on the Tool, including but not limited to financial losses resulting from budget decisions made based on the Tool's outputs.
Seek Professional Advice
For important financial decisions — retirement planning, home loans, insurance, tax planning, or investment portfolios — please consult:
- 🏦 A SEBI-registered investment advisor for investments
- 📋 A Chartered Accountant (CA) for tax planning
- 🏠 A certified financial planner for comprehensive financial planning
- ⚖️ A legal advisor for estate and succession planning
Questions
Have questions about this disclaimer? Contact us.